We often say that 'it was in his luck 'or it was not in his luck. The Hindi concept is that of Karma and their effects on our 'current ' life as we believe in reincarnation. So to just look at that in nut shell, we ACT and that creates Karma and the effects are stored . We are born with some of the SEEDS OF Karma that is going to materialize or come to fruition. We can make efforts to neutralize the effects and some times we are successful and sometimes we are not . So we have to make efforts to improve our condition. So this is that kind of a story. Some of theses stories are old Indian stories but the points that they make are good.
In a town there lived 2 friend ,one was a musician and one was learned Brahmin. The Brahmin or the educated man in religion had accepted that he was not going to be rich . He would teach the kids to be good and educate them on Hinduism and also the rituals and scriptures . He never got lot of money , but he was happy. The musicians was very good in music but did not get money. So he suggested the friend the brahmin, that we should go the king and present out talent and se if he would reward them with some money . The Brahmin answered that the money is luck and king can not change it . Only God can change it .But he did agree to go to king . They went to king and told them that they have talent and wanted the king to see what they can do . The brahmin told king that he believed that making money is not in hands of king but is in hands of Lord and luck . The king listened to their argument and gave brahmin, rice and lentils and the musician a pumpkin. He told them to make a dinner and come in the morning . He told them to stay in 2 different rooms. The musician was unhappy as he got pumpkin and he can only make vegetable out of it and the brahmin can make rice and soup (Dal) and so they decided to exchange the gifts. The musician made rice and Dal and was very happy . The brahmin went to his room and cut open the pumpkin and there was gold put in by the king. He called his friend and gave him the half pumpkin. The next day they went to the king again.
The king asked them as to what do they believe now -as he had given gold to the musician who had said that the King will help them . The brahmin gave king the half pumpkin. The King was surprised that the brahmin had the pumpkin and not the musician. So the brahmin explained the whole story as to how the pumpkin that was given by king to musician was given to brahmin by the musician in exchange for rice and Dal. Brahmin then said that only Lord and luck can bring in money and not even King can change that, The King had to agree.
I feel that we are born with certain Karma that are going to come to fruition and some we can change and some we can not . How much effort we put in to change , how much time we spent to do that and if we have understanding of the problem will determine the outcome. If there is a yellow wall and I want to paint it to blue, if I have only small amount of paint or little time or not enough desire or effort to paint it it will stay yellow only or with some efforts it may change to green and not blue that i wanted .
So we must continue to do the efforts and leave the destiny to Lord and our past Karmas.